FedBenRetire
Creating confidence in your federal retirement.
We work with you one-on-one to make sure you are prepared for retirement, with expertise in your annuity, TSP and elections.
Serving federal employees since 2016
The Service Forward Path
Three steps to be confident in your retirement. Every one of them is free to you.
Tell us where you are
A short form about your system, your service and your timeline. A counselor reads it and calls you back within one business day.
Sit down together
In person in San Antonio or online anywhere. We walk your annuity, TSP, health coverage and survivor elections using your actual numbers.
File it
When you’re ready, we help you complete and submit your retirement paperwork cleanly so nothing stalls.
For federal employees
Early career, mid-career or a year out, the decisions you make now show up in every check you get later. We cover FERS, CSRS, TSP and the special provisions.
For agencies and HR leaders
Bring benefits training on-site for your people. Tell us the group and we will send back a plan and a quote.
When can you retire?
Two numbers. Your earliest dates under FERS.
Estimates by calendar year. Your counselor confirms exact dates from your service computation date, including any military or part-time service.
“This was the best training I’ve ever been to. It was both informative and entertaining.”
“Great guys full of helpful knowledge. Highly recommend everybody use their service.”
“Their trainings helped me tremendously. Professional, informative, courteous.”
“This is my second time taking this training, and I feel like I learned just as much or more the second time. Thank you so much for offering this service!”
“Great presentation and ability to answer questions. Looking forward to learn more in one on one review.”
Talk to a counselor
Tell us what you need and we’ll call you back within one business day.
YOU SERVED. NOW LET US SERVE YOU.
Tips and deadlines, once a month.
Open season reminders, TSP changes, and one thing worth checking before your date. Signing up is not a request for a review.
Questions we get asked most
What does Federal Benefits and Retirement do?
We help federal employees understand and make decisions about their retirement. That means your FERS or CSRS annuity, your Thrift Savings Plan, health coverage, survivor elections and the paperwork that files it all. We work one on one with employees, and we run benefits training on-site for agencies.
Is the benefits review really free?
Yes. The review costs the employee nothing, and nothing is sold in that meeting. If you later decide to use one of our affiliates, they may charge fees, and those fees will be disclosed to you beforehand.
Are you part of OPM or the federal government?
No. Federal Benefits and Retirement is a private firm and a federal contractor. We provide trainings that satisfy OPM training requirements for agencies, but we are not part of, affiliated with or endorsed by OPM.
Who do you work with?
Federal employees under FERS, CSRS and CSRS Offset, and special provision employees such as law enforcement officers, firefighters and air traffic controllers. We also work with spouses and former federal employees. If you are not a federal employee, we will tell you so and point you somewhere better.
Do I have to be in Texas?
No. We meet in person at several Texas locations. If you attend one of our trainings outside of Texas, or are referred by someone who did, you can have your review remotely. Agency trainings run on-site, online or hybrid, and we have delivered them in 310 locations.
When can I retire under FERS?
There are three standards for an immediate, unreduced annuity: age 62 with 5 years of creditable service, age 60 with 20 years, or your Minimum Retirement Age with 30 years. Your Minimum Retirement Age is between 55 and 57 depending on the year you were born. The calculator on this page gives you your dates, and a counselor confirms them against your service computation date.
What should I bring to a review?
A recent leave and earnings statement or SF 50, your Social Security statement, your TSP statement or login, and any other retirement account or financial documents that may be pertinent. Bring your spouse too if you have one.
How soon will someone call me back?
Within one business day, on the number and at the time you gave us. A counselor reads your answers first, so the person who calls is the one who handles cases like yours.
Still have a question? A counselor will answer it against your own record. Request a free review or call 210-660-4040.